Business or SME Loan for Good CIBIL Score
Fuel Your Business Growth with Smart, Unsecured Lending
At MS Finance Inc., we understand that a strong credit profile is a powerful asset. If your business has a good CIBIL score and you're seeking capital to expand, optimise operations, or unlock growth opportunities — this unsecured business/SME loan solution is built for you.
Why This Loan Works for You
With this offering, we deliver unsecured business funding that caters to companies with reliable credit histories and growth potential. You benefit from a streamlined process, minimal documentation, and a flexible structure tailored to your needs.
Who Should Apply?
This loan program is ideal if you are:
- An SME owner with a clean credit record and strong CIBIL score
- Operating a growth-oriented business in India with stable cash flows
- Seeking an unsecured solution free from asset pledging and heavy collateral requirements
Key Highlights
- Loan amounts available up to ₹ 7 crore
- Designed for SMEs with a minimum CIBIL score of 700
- Target approval and disbursement within 10 working days
- The EMI for a ₹ 1,00,000 loan over 36 months is ₹ 3516 from Non Banking Finance Company (NBFC)
- Rate of Interest 16% reducing
- Unsecured structure — no collateral required, enabling faster access and fewer constraints
- Purpose-flexible: working capital, expansion, equipment purchase, business diversification
Documents Required
- Photo ID Proof (Pan Card / Aadhaar Card / Voter ID / Driving License / Passport)
- Residence Proof (Electricity Bill / Telephone Bill / Water Bill / House Tax Receipt)
- Income Proof (Last 1 month salary slip)
- Bank Statement (Banking statement for last 1 Year of all accounts)
- Business Registration Certificate