Loan Against Property
Unlock the Value of Your Property. Fund Your Business Growth.
If you own a legally sound property and seek large-scale, long-term finance, MS Finance Inc. offers robust loan against property (LAP) solutions across India — including options for low-CIBIL borrowers under special arrangements.
Whether you're an SME seeking expansion capital or a business owner consolidating assets, our LAP product empowers you with funds while you retain ownership and continue operations
Key Highlights
- The loan amount will be decided by the market value of the property (up to 70% of the market value) and the borrower's ability to repay. (Depending on borrower's financial strength and previous loan track record)
- Rate of Interest will be 7.5%. For a 15-year term, the minimum EMI will be around ₹ 927 per lakh
- The property must be clean, undisputed, and legally sound
- Pan India cases can also be considered, however the loan amount must be greater than ₹ 5 crore
We provide you mortgage loans ranging from ₹ 50 lakh to ₹100 crore against property for a maximum of 15 years on registry / freehold properties with in just 20 working days once all documentation submitted.
Documents Required
- Photo ID Proof (Pan Card / Aadhaar Card / Voter ID / Driving License / Passport)
- Residence Proof (Electricity Bill / Telephone Bill / Water Bill / House Tax Receipt / Allotment letter)
- Proof of Income (Last 3 month salary slip and last 2 years Form 16)
- Bank Statement (Banking statement for last 6 months of a Salaried account)
- Business Class (ID Proof, Residence Proof, Last three years ITR with Computation of balance sheet and Bank statement for last one year)
- Property Papers (Complete chain of all property paper)