Loan Against Property for Low CIBIL Score
Private Loan Against Property When Banks Say No
MS Finance Inc. offers private loans against property for low CIBIL scores, designed for borrowers who face challenges securing funding from banks or NBFCs but own clear, valuable property. This solution is ideal for business owners and individuals with past or present credit issues, limited documentation, or non-standard financials—yet with strong repayment capacity and a viable income system.
Our private finance loan against property focuses on asset value, legal clarity, and repayment intent rather than credit score alone, enabling faster access to capital with flexible structuring.
Key Highlights
- Loan amount based on market value of the property, up to 50% of valuation
- Interest starting from 1% per month, with tenure up to 5 years
- Minimum loan amount ₹1 crore, with no upper funding limit
- Fast processing - funding possible within 20 working days after complete documentation
- Primary preference: Delhi NCR, also available across major Pan-India cities including Mumbai, Chennai, Bangalore, Hyderabad, Pune, and Chandigarh
- Registry in lender's name with possession (Lock & Key); We can talk about other possibilities if they arise.
Documents Required
- Two-page brief profile
- Property legal report (from authorized bank panel)
- Property search report
- Property Papers (Complete chain of all property paper)
- KYC (PAN Card & Aadhaar) of applicant and co-applicant
- Last one year all financials
Important Note: The property must be freehold (registered), undisputed, and free from all encumbrances, with a clean and legally clear title.