Question 1

Can I get a business loan with a low or defaulted CIBIL score?

Accepted Answer

Yes. MS Finance Inc specializes in securing unsecured business loans for borrowers with low or defaulted CIBIL scores. We assess your business potential — not just your credit record — and connect you with verified private lenders. Loan amounts range from ₹25 Lakhs to ₹50 Crore with processing within 4 working days and status provided within 5 minutes of the call.

Question 2

What documents are required to apply for a loan at MS Finance Inc?

Accepted Answer

MS Finance Inc requires minimal documentation: complete KYC (Aadhaar & PAN), recent 6 months bank statements, and a 2-minute video of your workplace. No collateral is required for unsecured business loans.

Question 3

How quickly can loan funds be disbursed?

Accepted Answer

MS Finance Inc provides loan approval status within 5 minutes of the call and processes funds within 4 working days. In many cases, disbursal happens within 1-2 business days depending on documentation readiness.

Question 4

What is the interest rate on business loans at MS Finance Inc?

Accepted Answer

Interest rates for instant unsecured business loans at MS Finance Inc start from 3% per month onward. Rates vary based on loan amount, tenure, and the borrower's profile.

Question 5

Does MS Finance Inc require collateral for business loans?

Accepted Answer

No. MS Finance Inc offers fully collateral-free, unsecured business loans. However, one owned property (home or workplace) is required to qualify, and loans are secured via Post-Dated Cheques (PDC) only.

Question 6

What is the maximum loan amount available?

Accepted Answer

MS Finance Inc arranges unsecured business loans ranging from ₹25 Lakhs to ₹50 Crore. Loan Against Property is available for larger requirements. For personal loans, amounts vary based on income and borrower profile.

Question 7

Does MS Finance Inc serve clients outside Delhi NCR?

Accepted Answer

Yes. While headquartered in Karol Bagh, New Delhi, MS Finance Inc serves clients across Pan-India including Mumbai, Chennai, Bangalore, and other major cities. A minimum annual turnover of ₹100 Crore is required for Pan-India clients.

Question 8

What investment opportunities does MS Finance Inc offer?

Accepted Answer

MS Finance Inc offers investment opportunities for HNIs, fund houses, private lenders, and institutional investors with returns of up to 48% annual ROI through structured corporate lending and distressed asset deals, backed by complete legal documentation and advisory support.

Question 9

What are the repayment terms for unsecured business loans?

Accepted Answer

Repayments are made every 15 days for a total of 8 EMIs, with one EMI paid in advance. The tenure is up to 150 days and repayment terms are negotiable. All repayments are made via Post-Dated Cheques (PDC).

Question 10

Is there any advance fee charged by MS Finance Inc?

Accepted Answer

No. MS Finance Inc charges no CIBIL fees and no advance fees. The process is fully transparent with no hidden charges from application to disbursal.

Contact MS Finance Inc — Apply for a Business Loan or Advisory Across India