Instant Unsecured Business Loan for Low or Defaulted CIBIL Scores
When Banks Say No, We Say Yes.
At MS Finance Inc., we understand that your credit score doesn't define your business potential. Whether you've faced financial challenges in the past or are recovering from defaults, our instant unsecured business loans help you secure capital when you need it most — quickly, legally, and without collateral.
With over 25 years of expertise in private and institutional funding, we've helped thousands of entrepreneurs and SME's get back on track with confidence and trust.
What Is an Unsecured Business Loan?
An unsecured business loan allows you to access funding without pledging any property or asset as collateral. It's ideal for entrepreneurs who need short-term liquidity for working capital, expansion, or bridging cash flow gaps.
At MS Finance Inc., these loans are tailored for clients with low or defaulted CIBIL scores, ensuring you don't miss out on opportunities just because of your credit history.
Key Highlights
We evaluate your business on its current potential, not past mistakes.
- Loan Amount: ₹25 Lakhs to ₹50 crore
- Loan approval status is provided within 5 minutes of the call
- Tenure: Up to 150 days
- Basis: Post-Dated Cheques (PDC) only
- Collateral-Free: No property or asset required
- No CIBIL or Advance Fees
- Processing Time: 4 working days
- Fully Transparent Process
Who Can Apply
Our unsecured business loans are designed for:
- Entrepreneurs with low or defaulted CIBIL scores
- SMEs needing short-term working capital
- Businesses expanding or recovering post-crisis
- Traders, manufacturers, or service providers requiring quick liquidity
Terms & Conditions
- Rate of Interest is 3% per month onwards
- One EMI in advance
- Repayments every 15 days, for a total of 8 EMIs (Negotiable)
- One property should be owned, either at home or at work
- For clients in Delhi/NCR, a minimum turnover of ₹ 3 crores is required.
- A minimum turnover of 100 crore or more is required for clients across India.
Documents Required
Minimal paperwork. Maximum efficiency
- Complete KYC
- Recent 6 months banking statement
- 2 minutes video of work place