Instant Personal Loan Without CIBIL Check
When You Need Funds, Not Judgement.
At MS Finance Inc., we understand that a low or defaulted CIBIL score shouldn't stop you from meeting life's financial goals.
Our Instant Personal Loan Without CIBIL Check is designed exclusively for salaried individuals who need quick access to funds — without the stress of credit checks, heavy paperwork, or hidden conditions.
Whether it's for a medical emergency, education, or personal expenses, we ensure that your loan is processed with speed, transparency, and complete confidentiality.
Why Choose Us
- Instant approvals even without CIBIL check
- Trusted by 10,000+ clients across India
- Fully legal and transparent agreements
- Confidential handling of all applications
Key Highlights
- Loan Type: Unsecured Personal Loan (No CIBIL Check)
- Eligible Applicants: Salaried (Government / Private) employees only
- Approval Time: Within 7 working days
- No Collateral
- Repay in 24 months at an EMI of ₹ 5825 per lac, every month
- Flexible repayment terms of 12 to 24 months are available
Terms & Conditions
- The monthly net salary should be at least ₹ 30,000
- The interest rate would be 19.9% each year
- We require 1 guarantor, salaried persons (Govt / Private) must have own house or Govt. accommodation in Delhi / NCR and required 1 security cheque from the guarantor that will be returned back when the loan is paid off.
Documents Required
- Photo ID Proof (Pan Card / Aadhaar Card / Voter ID / Driving License / Passport)
- Residence Proof (Electricity Bill / Telephone Bill / Water Bill / House Tax Receipt)
- Office ID (Office ID / Appointment letter / Visiting card)
- Income Proof (Last 1 month salary slip)
- Bank Statement (Banking statement for last 6 months of a Salaried account)
- 1 Guarantor (1 passport size photo, Pan Card, Aadhar Card, Residence proof (Electricity Bill / Water Bill / House Tax Receipt), Last 1 month salary slip and office ID)